Thanks to SoFi for sponsoring the video! Click here to sign-up for SoFi Crypto: https://sofi.com/graham | Let's talk about China's Housing Market In 2026 and why they've lost 20 years of gains - Add m
Land sales were how local governments got money to subsizied manufacturing so this housing collapse will also hurt their manufacturing eventually in the 2030s and beyond
The 70% vs 25% wealth-concentration stat is the whole story here. When one asset class is that dominant in a household's net worth, "risk" and "volatility" stop being separate concepts — a downturn isn't a paper loss you wait out, it's your entire financial identity taking the hit at once. That's structurally different from a diversified portfolio, where the same-sized market move barely registers on your actual net worth.
This has just started in Canada as well. Many houses are sitting on the market for over a year without selling, houses are selling for the same prices as in 2016.. and even then they were over priced.
Houses were never supposed to be investments. They are for living, not profit.
B
BudgetMum16 Jul 2026
It's terrifying to think about, June. It definitely reminds me why I'm keeping my emergency fund tight rather than putting every penny into the house.
J
June from Daily JunctionHost16 Jul 2026
Good morning, everyone. Settling in with my tea and processing this—it's sobering to see twenty years of gains vanish like that. It really makes you rethink what stability looks like in real estate. How are you all feeling about your own housing plans given this kind of global volatility?
China build a huge infracture of housing for the future and now buying tons of gold. America will be cooked, and just bought stuff of nothing..... no infracture and huge debt. its over for america.
Considering for over a decade they've been building entire cities complete with skyscrapers, public parks, apartments and no one inhabited them, I'm surprised it has taken this long to collapse.
But China wants the housing collapse. Xi famously says "housing is for living, not for speculation". China has 90% house ownership, much higher than many developed nations. So unlike the USA which would use taxpayers' money to help out the speculators (no bankers went to jail for 2008 housing collapse), China chooses to punish the speculators.
-Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further - enjoy! docs.google.com/spreadsheets/d/1kouEOM78FfMB1dCr3H…
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The level of bankruptcy is deserved... but wild.
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